SWP Calculator
Plan regular withdrawals and see how long your money could last.
- Total withdrawn
- ₹72,00,000
- ₹72 lakh
- Balance at the end
- ₹69,63,401
- ₹69.63 lakh
- How long the money lasts
- Full 20 years
| Year | Total withdrawn | Balance remaining |
|---|---|---|
| 1 | ₹3,60,000 | ₹50,41,500 |
| 2 | ₹7,20,000 | ₹50,86,444 |
| 3 | ₹10,80,000 | ₹51,35,119 |
| 4 | ₹14,40,000 | ₹51,87,833 |
| 5 | ₹18,00,000 | ₹52,44,923 |
| 6 | ₹21,60,000 | ₹53,06,751 |
| 7 | ₹25,20,000 | ₹53,73,711 |
| 8 | ₹28,80,000 | ₹54,46,229 |
| 9 | ₹32,40,000 | ₹55,24,765 |
| 10 | ₹36,00,000 | ₹56,09,820 |
| 11 | ₹39,60,000 | ₹57,01,935 |
| 12 | ₹43,20,000 | ₹58,01,695 |
| 13 | ₹46,80,000 | ₹59,09,735 |
| 14 | ₹50,40,000 | ₹60,26,742 |
| 15 | ₹54,00,000 | ₹61,53,461 |
| 16 | ₹57,60,000 | ₹62,90,697 |
| 17 | ₹61,20,000 | ₹64,39,324 |
| 18 | ₹64,80,000 | ₹66,00,287 |
| 19 | ₹68,40,000 | ₹67,74,610 |
| 20 | ₹72,00,000 | ₹69,63,401 |
Illustrative purposes only. Returns are assumed and not guaranteed. This is not investment advice.
How this calculator works
A Systematic Withdrawal Plan (SWP) pays you a fixed amount every month from an investment. The rest stays invested.
The calculator works month by month: the balance grows by one month's return, then the withdrawal is taken out. You can choose to raise the withdrawal every year to keep up with inflation. It shows how much is left at the end, or when the money would run out.
Illustrative purposes only. Returns are assumed and not guaranteed. This is not investment advice.
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